













BEGIN:VCARD
VERSION:3.0
N:Palamara;Joanne;;;
FN:Joanne Palamara
TITLE:Partner
ORG:Sparke Helmore Lawyers
ADR;TYPE=work:;;Level 29\, 25 Martin Place\, Sydney NSW 2000;;;;
TEL;TYPE=work:+61 2 9373 3569
TEL;TYPE=cell:+61 404 828 212
EMAIL;TYPE=work:joanne.palamara@sparke.com.au
URL;TYPE=WORK:https://www.sparke.com.au/people/joanne-palamara/
CATEGORIES:All.Statutory Lines Insurance.State Compensation
TZ:+10:00
PHOTO;ENCODING=b;TYPE=jpeg:/9j/4gxYSUNDX1BST0ZJTEUAAQEAAAxITGlubwIQAABtbnRy
 UkdCIFhZWiAHzgACAAkABgAxAABhY3NwTVNGVAAAAABJRUMgc1JHQgAAAAAAAAAAAAAAAQAA9t
 YAAQAAAADTLUhQICAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAA
 AAAAABFjcHJ0AAABUAAAADNkZXNjAAABhAAAAGx3dHB0AAAB8AAAABRia3B0AAACBAAAABRyWF
 laAAACGAAAABRnWFlaAAACLAAAABRiWFlaAAACQAAAABRkbW5kAAACVAAAAHBkbWRkAAACxAAA
 AIh2dWVkAAADTAAAAIZ2aWV3AAAD1AAAACRsdW1pAAAD+AAAABRtZWFzAAAEDAAAACR0ZWNoAA
 AEMAAAAAxyVFJDAAAEPAAACAxnVFJDAAAEPAAACAxiVFJDAAAEPAAACAx0ZXh0AAAAAENvcHly
 aWdodCAoYykgMTk5OCBIZXdsZXR0LVBhY2thcmQgQ29tcGFueQAAZGVzYwAAAAAAAAASc1JHQi
 BJRUM2MTk2Ni0yLjEAAAAAAAAAAAAAABJzUkdCIElFQzYxOTY2LTIuMQAAAAAAAAAAAAAAAAAA
 AAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAWFlaIAAAAAAAAPNRAAEAAAABFs
 xYWVogAAAAAAAAAAAAAAAAAAAAAFhZWiAAAAAAAABvogAAOPUAAAOQWFlaIAAAAAAAAGKZAAC3
 hQAAGNpYWVogAAAAAAAAJKAAAA+EAAC2z2Rlc2MAAAAAAAAAFklFQyBodHRwOi8vd3d3LmllYy
 5jaAAAAAAAAAAAAAAAFklFQyBodHRwOi8vd3d3LmllYy5jaAAAAAAAAAAAAAAAAAAAAAAAAAAA
 AAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAABkZXNjAAAAAAAAAC5JRUMgNjE5NjYtMi4xIERlZm
 F1bHQgUkdCIGNvbG91ciBzcGFjZSAtIHNSR0IAAAAAAAAAAAAAAC5JRUMgNjE5NjYtMi4xIERl
 ZmF1bHQgUkdCIGNvbG91ciBzcGFjZSAtIHNSR0IAAAAAAAAAAAAAAAAAAAAAAAAAAAAAZGVzYw
 AAAAAAAAAsUmVmZXJlbmNlIFZpZXdpbmcgQ29uZGl0aW9uIGluIElFQzYxOTY2LTIuMQAAAAAA
 AAAAAAAALFJlZmVyZW5jZSBWaWV3aW5nIENvbmRpdGlvbiBpbiBJRUM2MTk2Ni0yLjEAAAAAAA
 AAAAAAAAAAAAAAAAAAAAAAAAAAAHZpZXcAAAAAABOk/gAUXy4AEM8UAAPtzAAEEwsAA1yeAAAA
 AVhZWiAAAAAAAEwJVgBQAAAAVx/nbWVhcwAAAAAAAAABAAAAAAAAAAAAAAAAAAAAAAAAAo8AAA
 ACc2lnIAAAAABDUlQgY3VydgAAAAAAAAQAAAAABQAKAA8AFAAZAB4AIwAoAC0AMgA3ADsAQABF
 AEoATwBUAFkAXgBjAGgAbQByAHcAfACBAIYAiwCQAJUAmgCfAKQAqQCuALIAtwC8AMEAxgDLAN
 AA1QDbAOAA5QDrAPAA9gD7AQEBBwENARMBGQEfASUBKwEyATgBPgFFAUwBUgFZAWABZwFuAXUB
 fAGDAYsBkgGaAaEBqQGxAbkBwQHJAdEB2QHhAekB8gH6AgMCDAIUAh0CJgIvAjgCQQJLAlQCXQ
 JnAnECegKEAo4CmAKiAqwCtgLBAssC1QLgAusC9QMAAwsDFgMhAy0DOANDA08DWgNmA3IDfgOK
 A5YDogOuA7oDxwPTA+AD7AP5BAYEEwQgBC0EOwRIBFUEYwRxBH4EjASaBKgEtgTEBNME4QTwBP
 4FDQUcBSsFOgVJBVgFZwV3BYYFlgWmBbUFxQXVBeUF9gYGBhYGJwY3BkgGWQZqBnsGjAadBq8G
 wAbRBuMG9QcHBxkHKwc9B08HYQd0B4YHmQesB78H0gflB/gICwgfCDIIRghaCG4IggiWCKoIvg
 jSCOcI+wkQCSUJOglPCWQJeQmPCaQJugnPCeUJ+woRCicKPQpUCmoKgQqYCq4KxQrcCvMLCwsi
 CzkLUQtpC4ALmAuwC8gL4Qv5DBIMKgxDDFwMdQyODKcMwAzZDPMNDQ0mDUANWg10DY4NqQ3DDd
 4N+A4TDi4OSQ5kDn8Omw62DtIO7g8JDyUPQQ9eD3oPlg+zD88P7BAJECYQQxBhEH4QmxC5ENcQ
 9RETETERTxFtEYwRqhHJEegSBxImEkUSZBKEEqMSwxLjEwMTIxNDE2MTgxOkE8UT5RQGFCcUSR
 RqFIsUrRTOFPAVEhU0FVYVeBWbFb0V4BYDFiYWSRZsFo8WshbWFvoXHRdBF2UXiReuF9IX9xgb
 GEAYZRiKGK8Y1Rj6GSAZRRlrGZEZtxndGgQaKhpRGncanhrFGuwbFBs7G2MbihuyG9ocAhwqHF
 IcexyjHMwc9R0eHUcdcB2ZHcMd7B4WHkAeah6UHr4e6R8THz4faR+UH78f6iAVIEEgbCCYIMQg
 8CEcIUghdSGhIc4h+yInIlUigiKvIt0jCiM4I2YjlCPCI/AkHyRNJHwkqyTaJQklOCVoJZclxy
 X3JicmVyaHJrcm6CcYJ0kneierJ9woDSg/KHEooijUKQYpOClrKZ0p0CoCKjUqaCqbKs8rAis2
 K2krnSvRLAUsOSxuLKIs1y0MLUEtdi2rLeEuFi5MLoIuty7uLyQvWi+RL8cv/jA1MGwwpDDbMR
 IxSjGCMbox8jIqMmMymzLUMw0zRjN/M7gz8TQrNGU0njTYNRM1TTWHNcI1/TY3NnI2rjbpNyQ3
 YDecN9c4FDhQOIw4yDkFOUI5fzm8Ofk6Njp0OrI67zstO2s7qjvoPCc8ZTykPOM9Ij1hPaE94D
 4gPmA+oD7gPyE/YT+iP+JAI0BkQKZA50EpQWpBrEHuQjBCckK1QvdDOkN9Q8BEA0RHRIpEzkUS
 RVVFmkXeRiJGZ0arRvBHNUd7R8BIBUhLSJFI10kdSWNJqUnwSjdKfUrESwxLU0uaS+JMKkxyTL
 pNAk1KTZNN3E4lTm5Ot08AT0lPk0/dUCdQcVC7UQZRUFGbUeZSMVJ8UsdTE1NfU6pT9lRCVI9U
 21UoVXVVwlYPVlxWqVb3V0RXklfgWC9YfVjLWRpZaVm4WgdaVlqmWvVbRVuVW+VcNVyGXNZdJ1
 14XcleGl5sXr1fD19hX7NgBWBXYKpg/GFPYaJh9WJJYpxi8GNDY5dj62RAZJRk6WU9ZZJl52Y9
 ZpJm6Gc9Z5Nn6Wg/aJZo7GlDaZpp8WpIap9q92tPa6dr/2xXbK9tCG1gbbluEm5rbsRvHm94b9
 FwK3CGcOBxOnGVcfByS3KmcwFzXXO4dBR0cHTMdSh1hXXhdj52m3b4d1Z3s3gReG54zHkqeYl5
 53pGeqV7BHtje8J8IXyBfOF9QX2hfgF+Yn7CfyN/hH/lgEeAqIEKgWuBzYIwgpKC9INXg7qEHY
 SAhOOFR4Wrhg6GcobXhzuHn4gEiGmIzokziZmJ/opkisqLMIuWi/yMY4zKjTGNmI3/jmaOzo82
 j56QBpBukNaRP5GokhGSepLjk02TtpQglIqU9JVflcmWNJaflwqXdZfgmEyYuJkkmZCZ/Jpomt
 WbQpuvnByciZz3nWSd0p5Anq6fHZ+Ln/qgaaDYoUehtqImopajBqN2o+akVqTHpTilqaYapoum
 /adup+CoUqjEqTepqaocqo+rAqt1q+msXKzQrUStuK4trqGvFq+LsACwdbDqsWCx1rJLssKzOL
 OutCW0nLUTtYq2AbZ5tvC3aLfguFm40blKucK6O7q1uy67p7whvJu9Fb2Pvgq+hL7/v3q/9cBw
 wOzBZ8Hjwl/C28NYw9TEUcTOxUvFyMZGxsPHQce/yD3IvMk6ybnKOMq3yzbLtsw1zLXNNc21zj
 bOts83z7jQOdC60TzRvtI/0sHTRNPG1EnUy9VO1dHWVdbY11zX4Nhk2OjZbNnx2nba+9uA3AXc
 it0Q3ZbeHN6i3ynfr+A24L3hROHM4lPi2+Nj4+vkc+T85YTmDeaW5x/nqegy6LzpRunQ6lvq5e
 tw6/vshu0R7ZzuKO6070DvzPBY8OXxcvH/8ozzGfOn9DT0wvVQ9d72bfb794r4Gfio+Tj5x/pX
 +uf7d/wH/Jj9Kf26/kv+3P9t////7gAhQWRvYmUAZEAAAAABAwAQAwIDBgAAAAAAAAAAAAAAAP
 /bAIQAAgICAgICAgICAgMCAgIDBAMCAgMEBQQEBAQEBQYFBQUFBQUGBgcHCAcHBgkJCgoJCQwM
 DAwMDAwMDAwMDAwMDAEDAwMFBAUJBgYJDQoJCg0PDg4ODg8PDAwMDAwPDwwMDAwMDA8MDAwMDA
 wMDAwMDAwMDAwMDAwMDAwMDAwMDAwM/8IAEQgAYgBSAwERAAIRAQMRAf/EAKcAAAICAwEBAQAA
 AAAAAAAAAAgJBwoCBQYDBAEBAQAAAAAAAAAAAAAAAAAAAAAQAAEEAgECBQUBAQAAAAAAAAYDBA
 UHAggBAAkSMxQVFnARNDU2ExcRAAEDAgQDBQQHBgUFAQAAAAECAwQRBQAxEgYhMhNBUWEiB3Ej
 MzSBQlJiFBU18JHBcoJD4WODFjbRU0RUhAgSAQAAAAAAAAAAAAAAAAAAAHD/2gAMAwEBAhEDEQ
 AAAGjHIkkinQJwww9iUSdz0MyFDnhBgJBmGOdgGOMDMj2MxXIqY1YYwxYKgQ+NxCXPMwK25wQx
 oY8ZhECnQRx8xqwZRDwU4eoSRBB2pBYnQs6E4ixBGBZNBxCtBxPA6ArlloYYQKlK+Ba2IrJaNO
 foMZXLLEY1QHIqoD6ToTsCGTegIi1h0Y5A54RAR+OyOFNgQ6IIMRgQbww4ForxB4DKiGRKhHRJ
 RiTmWYRFossjwbwd2KVInOrCkJkLJxVIILOSGdExCuSLj6gqzcFpwqxAtGiGjG6AcI1PlCNPsP
 /aAAgBAgABBQD6H//aAAgBAwABBQD6H//aAAgBAQABBQAm58U1KY58N3J+OhgXdvc8Knr1zsfs
 CbPqKtqyRRAK2KDSJ4SLYpO0ilLDD5Ynzz8rw6mOPHJTbqLioPZzZcjvMhVdq55spnPhxUk9LQ
 vF+8iruK1wuBuTDachiunw5V469Wp1KY/d53AbnUUydRaqrlGE94zp3VB9P8VpruBQ0hZmt1f2
 AGlsMXatWtrbasdY45mnhjh4sOjchiwuBkCmWLJl3mjnxqrq3KzGWUQzZ5M0XCbuDduPSd0JGD
 Tg9NrQzDC9y7QcoeJPrfsl9joZR4o2g9M6LStuan7fWhJqNl5CQHrMssoHuaYvCazfd0BrzHVF
 Txcz5ONfFuD+pfg+XXcmcqYCZvMLJRQ7UQkH1ZaeusdaElVgnkOjFt1aQtrPpHXoYTIe5ONILa
 xieWbWS0GJcVAv3Nt13GYNd5U8624+Qi043mwiaK27idil/aVL8ImYnLB5K2we9yEwRYColxmo
 t25ZtKVT/wAMerqAELPq2wcXUQS6omqlha3U6/LnsmWZ2AzTsR9NhAxUElIzTPuhWDkRGY814j
 ku3VPNavhvdpjp2rnkh3TaEZCU9qFeLGmrNlQqFfxMkSXDFZxQZ8tVtuxBDXACNSshMCSNh1/Q
 i9lRdZkn/RX3Sv29NtwEQBhUZQkn7NqVvpGBUO/scWUwt7dEZrSJtItta3DCPaxQ+8iDOGHWsW
 EYFEh8OtTqRbt0G27V8zx4Qx8jlNi5Chlgnq2cviihDKnA12JWTAxbQix449OGzTNPEOcYtGvy
 971Ow+DpWwEM5JVpk0j3Muz8b3XKKyZw14EGAdXRg0RawsxD8+ISaOUSXHBJFP1GPXH41wf1Tz
 yZ/wAzWX8DbL9m683H9JE/0a35PX//2gAIAQICBj8AD//aAAgBAwIGPwAP/9oACAEBAQY/AJBS
 rNI7fHCFhR926hWfccTN07tvkXbm27I0Hbpe5rnTZZT9VPaVLWeCEJBUo8Eg4mWP0DtI25Z0Et
 je14YRIukk8QVsxntUaGk5p1h1wdoSeGHGr96v7xnImmr0MXuU0yQckdFlcZtI/kSMPrZ3ZfZc
 N5mirPdJKrlHLyeJU3+J6hRVNdQSRTMY/JLnck22+gVchSQGnBrICC2akPIVxOpPGmNq3aO6HY
 v4ttbUhCqpWgmlQRnnhA6gqEjhXHP7KHHP2Vzw4o5qGLveb3OatVkssVyfeLo+aNx4zA1OOK76
 DgBmTQDicJjQ3nbV6b7bcUNo7c1HQCqqPxkkCgckuAVKjyD3bdAFKLmh8pjtAaiKAkEdhySD2A
 dmEohMl86gNZJS0k95IIUsj2+zH5sqVbnkxNKZbCHpLL7ralDiOoXUuAVpxQcbW3XFsL0G/tul
 6FdIynGKtNUBbcLfT1AqKtKuBSMjQkYhW5Vzemwmi0t2DMd6jsd1H9wKJNdXfxrkeOGXo7iVxp
 DaVMuJNQQcsDjlnnjM8mAT2g8cQ/8A8/7adW4G0xbx6mrZPF1x2irbaQR28Q86PFA7DhMRLiC4
 rqFbholshIHVfIOTaUig+7pGajiPHiNaYJ8zKlcC62KgPOdwWRVIPtypiLdr/GdiwngFx2VgpW
 4j7RTQFCe4ZnEMu2OK6uOUqS48hKySnM8fZgQkW6PEkpbKmSltIAURQUNK0PhhcdK34tsfcUWk
 P8EZ1KEq4CigDRXaKV44U3GlJdKGhKhJPMA4aPII40AV5gO4nAJ/auM/q0/wxuHet8NLNtG2S7
 xcgfrtxG1OBoeLigED243xv3cTyn7xdbg9crlLWa9SdPo4W094ZS6EDuCcKD3ykt0NSQVUVJcb
 Gv8ADJVTgy0PePK7Tw7AMRPU31AtRh2pwh/a23JSNDkgcCiZJbPKCKFts5ChVx4YSlhlLSDQUA
 pxOB0ikBRzy8P4YjtujWUpFRXykUzFe/Gx7l0gm6LnvN60pGssaQeCTwVoXxIPZiJETMK4UeQh
 xtKCTWKvi4khR4J8yhxrlnhLzFFsvAOMLTkptfmSQfEHHKeSuJVkQ8pl3fF3ZthKM1sxUKlutE
 dzhQlOILawpppTkqfLqaq6jjpSgEZEApHH7uLx6rb4uCtvelnpo9+AsOlptX5rcWyHnUp/Ee7S
 2g0cfWQaq0IHbhmPtP1gkwmErCU2fdDUS5wpIKtPGS0hp9lJySchhi6TobbUw0S81GX1GdYGoq
 bXmUHMVw21tu6W6zJASHrrOZVJW2pRICGoyCCpeVB2nEC2X71OlX+WVe9tF5sbdviuppx6Lrfv
 BTMlK1UHFQpiBu1ltCbnbdwW5dmUrS6lIlausjtS4hQA9uLbJW3+ClzZARKbbJLSuoeK268U1J
 8yTwqapOYxtS4qkB2XbGl2m4AcSXoSy1U+KkgE45hy+H7sej0dLYWhe4rm84g5q6cRtIoO0UWc
 ONRVUJuf4Vl36pb6SlUUDWtFLqOzG0vTa3WNmVtawWOFHftS0+SW66ylyQ7IyC1vOqUtVe08cW
 R55qTE/wBtNiHZG3JSUsxYiOVlAQ2kqQnsSsmg4Yse0C+qa21IYjCQ6alQT2VoMsNboZsbW5rX
 FkLVJ21M1mIsA0PUaacacUlQPHQsePDFxu8pnczF9kXU3uxzW31sQLXI1qIZjwnFKQ80hKijpu
 avL9bEmMloyZEa5W+NaYraSVqdcWotIaRxNaVoBkPDDE9uhcgSGnEKTw4JdSFfRwxum2vE0ZvH
 WbbrUI6zXmI9qm8ZDlrjZW6GASxtDdZTPWPqNXOKWUqr2DWyAT44ZsUslyOuW+W2wagPFpxLJr
 2iuk+IxtG7KdSTctu2mW859UqfgsrWR/UTj8gsFvTd7ilSVXB9ZKY8NkqAK1kfWI5U/TliyTpm
 hUZiWh7otGvlSrSqih3542pdlKj3G37gfXGcaaXplREhvqJmkAn3XHQoEZ5HsxFcccStKlBSXg
 eJrkfGuPSjabE5y3Detw3FPkX5hYSbdGs9o6hl0PA6FyO0jw4kYbiISVOTlJZbSkalEqPAAd9c
 eokVl5LzbDMZfVQap6jTykUJFRWoI78f6Ov6Mb62E/qCtxWpxFvcTTUiZHIkRlDVwr1Gwn6caJ
 7Cot82xPES9RymikPwl6EulJ46VtpT9IxabTFnJG4fT5UnalwVXzIQzWVbnleDsZ5On+U92F7Q
 VtC2RU3C1Kvm37zImvJlXksPLaubakhsgPxSEuEAqKm1VGVMJ17UvMRJdUhtq3vNvpJQnUtQKk
 AjSkgmo4Ynbt3Fsa8NoD6YxlSprTkyXIWlPTYQ0tNVrXqSlKAe3uriHMmMzLTAhSAl2JMCUvsB
 KOq4yvQpSSUZVBp2Y9MPTSBPe6myNtOTd1MtOcHJ+4pCZEaItAVUqRGZZUoEUTqFcXCWy7WRbY
 77glo8w6zbJoGz20Wcx3YbF2qhnecaM5uJ9KSsMMuMIdaeATklsr1OEDhU/ZxmPh/hPiI5v+9n
 y/e5cBYUQUngRmCDjbXrxtZhMO2+oj79o3tDQTRu7stpeafQkCgRIa1A9yk+IxaBuecm2envqb
 bIFm3dLeJ6MCckD8tuK86JbdJadV2NOE5JxFsE9LsNFtkql2e4xXVNPxJBJWl1h9ohSSQeZCsq
 EYVboO+5d4hNpcbakTEwnZKUuJDaldZyPrqEpGk0z48cRNwb7lyt23+F1vy+VcZDspMRLifeOM
 oWltptxXaW2xU9tOGJO5NwLanPNPuJsu2kKAdvF0XVbEMdvTHBchX1UDvKa3jde6ZJvW/9+XN6
 fdJSCT0VS1jWoJNdKtNEISORAHbTCbZHWGlSprkZpYIHvXFgOiuQS20jPL9+Nn7LNzZN3gW2K9
 uEkkuMTJ1CiOqtAoKZpqTkAaHmx+oL/R/yT54fpv8A6mfwvv8AN4YOr92HrjvAMTdnbHhXy6XP
 bTrZ6lxnyba5EtimXgR0lxX19ap5hUYgkqR0EqchPqCaJ0BQ8xByHm/diD6QevsyR+S2NCYmxv
 UYtrkqiRk+VFvuaEBTimm8mnkhSkJ8igUAFDM+NKQq3voQ/GnpBU28hYBStCgmhSQaimDabDZ3
 dw7tmMKXDjrbWxBaSP7kl1ILhA7EoT5vtDC9y7xvSLteHG9MFDag1Btkd8lfQiNCqG+HMQVKJ5
 iTiK5dLol1UcqddeY8x0CqihNak1NKk8cRNzW6CzdLowyiPZIz7qXGGXFua+sthAqV6gCptagT
 Tj5QBiXc13ufI3HMmPyX7iuM6p11TwCnHFlI1eY1VUf04/5cz+hfhv8Ayfgfb5Of7vPjpOkNrU
 rT7SeAoMbp2Lapi7ZsHYUhy2x4TbhCZktmn42dLIIC9JHSaTkkVzJJxvJ2RrUhp9idHaWcooqy
 8R3cwUR24YdUdTgQGZahkXEJoFf1J44j2O5OOncOzo640J9CA+tcNJ904GV/EUy2SKdukY3LcY
 jj93vN5SyLTOlKbfMjWErL4d066JbQs8DpHBNBXF3O0pkn/bbcpxuE6tal9VINA8lIOalVxIiI
 a6chRWHVqqt5aEJKilJySO8DPvxfLZcIBnxbghp+Cyygl5mXHNGlNqA8upKilVeBGeGXYbSobS
 CUjTVC1EGprqJJFf8ADHzD36dp5+z9u3PEZSRq98kp/mqAk/QeON7N3aW42hF9uq71QVdeLU14
 9PUctShxOZHDAjKYSiFOjuQZzANSGpCNBz4VQSD7cMwkq6zc1MdhblaJUttQbC6nIkD/AK4tsu
 0ultKnlpadQaEKoEKbVT7KhQ+OJN4hkwb/AHRb1ut7DVU++mpKJL7aRwPTZ1OKHfQimJE2K4oN
 qLaGtAKqJr5laOOryjLCbxbkuriMIbkLkKToWQuieSp4HvxbosYpirmSgh56g1IbUkq4VoCSBw
 wmhyADSctIHhnj/wCDuOeGOb4jfNzc3Zj1d/Tf+Y3f4Hwvn3eT+HjXCPk8/r8/P2ePfhX6b8dr
 kz+ry/e78SvludrPk+I1n/mfa+jGyvhclx5/lfiM8v8And/3KYsvyX6sn4Pwvhry/jh/5L5dXw
 fg/NHk/wAv7Hhi3/pvzMHP43OOTx/hhr5Pn7Pbj+x+lft/qY//2Q==
UID:urn:uuid:27cddec9-537a-473d-8af8-927110764423
REV:20260430T022956Z
PRODID:ez-vcard 0.8.5
END:VCARD

