













BEGIN:VCARD
VERSION:3.0
N:Bingham;Paul;;;
FN:Paul Bingham
TITLE:Senior Associate
ORG:Sparke Helmore Lawyers
ADR;TYPE=work:;;Level 29\, 25 Martin Place\, Sydney NSW 2000;;;;
TEL;TYPE=work:+61 2 9260 2633
EMAIL;TYPE=work:paul.bingham@sparke.com.au
URL;TYPE=WORK:https://www.sparke.com.au/people/paul-bingham/
CATEGORIES:All.Commercial Insurance,All.Commercial Insurance.Professional I
 ndemnity
TZ:+11:00
PHOTO;ENCODING=b;TYPE=jpeg:/9j/4AAQSkZJRgABAQAAAQABAAD/4gHYSUNDX1BST0ZJTEUA
 AQEAAAHIAAAAAAQwAABtbnRyUkdCIFhZWiAH4AABAAEAAAAAAABhY3NwAAAAAAAAAAAAAAAAAA
 AAAAAAAAAAAAAAAAAAAQAA9tYAAQAAAADTLQAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAA
 AAAAAAAAAAAAAAAAAAAAAAAAAAAAAAlkZXNjAAAA8AAAACRyWFlaAAABFAAAABRnWFlaAAABKA
 AAABRiWFlaAAABPAAAABR3dHB0AAABUAAAABRyVFJDAAABZAAAAChnVFJDAAABZAAAAChiVFJD
 AAABZAAAAChjcHJ0AAABjAAAADxtbHVjAAAAAAAAAAEAAAAMZW5VUwAAAAgAAAAcAHMAUgBHAE
 JYWVogAAAAAAAAb6IAADj1AAADkFhZWiAAAAAAAABimQAAt4UAABjaWFlaIAAAAAAAACSgAAAP
 hAAAts9YWVogAAAAAAAA9tYAAQAAAADTLXBhcmEAAAAAAAQAAAACZmYAAPKnAAANWQAAE9AAAA
 pbAAAAAAAAAABtbHVjAAAAAAAAAAEAAAAMZW5VUwAAACAAAAAcAEcAbwBvAGcAbABlACAASQBu
 AGMALgAgADIAMAAxADb/2wBDAAEBAQEBAQEBAQEBAQEBAQEBAQEBAQEBAQEBAQEBAQEBAQEBAQ
 EBAQEBAQEBAQEBAQEBAQEBAQEBAQEBAQEBAQH/2wBDAQEBAQEBAQEBAQEBAQEBAQEBAQEBAQEB
 AQEBAQEBAQEBAQEBAQEBAQEBAQEBAQEBAQEBAQEBAQEBAQEBAQEBAQH/wAARCABiAFIDAREAAh
 EBAxEB/8QAHwAAAQQCAwEBAAAAAAAAAAAACAYHCQoEBQADCwEC/8QAQBAAAQQBAgQEBAMEBQ0A
 AAAAAwECBAUGBxEIEhMhAAkUMRUiQVFhcaEKFhcjM0KRwdEkJSZDUnKBkqKx4fDx/8QAFAEBAA
 AAAAAAAAAAAAAAAAAAAP/EABQRAQAAAAAAAAAAAAAAAAAAAAD/2gAMAwEAAhEDEQA/ALRnDrFa
 lLXIibfyg9vyTtt7Lsnb8PAHAACKIaL22aibbru7t7bJ9O/tvsvffdU7gl8ovGUwFciDaESONP
 O8qCZEgsc1ZMhXsdzj6AlccrumrWjYjVMBxgq4K+HG15+ej/DFmeYYDhOHH1dssVlzccsbONl8
 DFqF2SQx7WMKktWxMjtLNKOS5IlvMHjoKv1gZddW3EyfGKEgVUeJPzmOKvijy22mUmomaaZ4zj
 VM1aqr0+yk9BNpozJtU23tSXRJkcS5XcPIsamtGQrG0x+CoIFYrmrkky6BuQ+aXxzw9PcPx+24
 uNfoK1pW2Hx+t1VzuPlnTiuEILrWQO9juvBygOjBPAbaNqGFYGZKqXASc5oTZ+W3+0Va0MzXF9
 JuMCvj5dgU6dAoza5taGBleNrJkhjAvM0r4scGO5BWcx2kupNQuOyq6KKXPr4NuYbac4XMtN9U
 cD1Upx3WDZPS5PXEDFO2XSzo86Og5g0LHVSRilG1DMVXCVCOaYSIcTlCRjlBy1Cnft9vqv47/j
 v7f3d/AfOjv2227fft9fz/AMO32XuHOh+P6/8AjwAW8PKI2kr91X+iH/2RU7Iq9l/H817ewOhx
 B8SmlfDfg8zK9SczosVYKlu7WvFbWMWJKnR6JK1tnIhxzFQsiPXnuacEwohvEE9tWxnqkiwhjM
 FGLzAP2hPN9YMWtNMOHqpPgNacxB5BqteyIszLLZsoRCHqscgx4ESLCx2zMyvdKDaQH2hqyOSF
 PiymzXtQKxl5qPkd1Z5FaX9jNuL64nSLCVY2UiSeTIlzpRpNkY51I9eaWaQYp3uehVecjySX9d
 7CglmOPPjWEkqudGjuZIO8G7Icc6o5w2FeQr0cc7WFSKj0LIeikcJ43OexwZ9JNLFyaqdkck0K
 ojnDYz3maac+NDRjCicSCaSEqlmo4ThicWOwxCJGY1ifyhg4WPZ3JHfSpeKTJ0Mkk86KFZDIfx
 CyriveOK2XCckuI6XIiqFhw7ykV7nsY93M17glg8urzNtevLszGMPBY7c1wbJ3jyLU/S/J2Ta6
 NLWRJiRIdzVFYR83G8mk1Meohusxgta+bHLDjzq6cGrqHQQ9K7h+1sxDiM0X0z1twWQh8Y1Lw+
 lyutah48l8T4pDYaVWHNGe8JJVZM9TAkPE5RPLGcQTnCeNzgeTftv/AO/p/wDPAc8ACGitgysx
 QM4j+myPGY9XIjF2VyMYzfnTl7uciLv223REXsngKXP7RrxPZBe8TlPohMzjIJ1fgNDk8ktHE+
 EPq2h1FhYkSPDMWvmPJFt48OgtxWFRYQosuHWMq5sSVKj5cdvgKscq5cMkxrI5VG+VGbAWTykV
 4Hieir1QIwaFUrWtR4mNFsJ5E6bgDRA2MqqjlhRrZJCcyuEKbEjvY6ZGQpLtsdHOdsjXK+mP1X
 bo53WiOIRyylRAw1ubCBjlljowvYSdPbKkQ3FN1YrRRXrzkA97FQrxiagXlapWgGZ4nCSUZpwy
 v9IGVf78yqeDbRF5K+3jmfvHKjGAAJLCLEJGlCV6iC9igOJrycpWIFUXmDXYYWSG9r5MMzo5Cz
 YxRvY47GxHqVj2Eegd3ECP2OJ/8skdXDK1wyFY4CUpsit8pmX4IUS4Jmc+VClSbWsfPuySJ9cU
 iTJF1TSYxVnVRkVT9EAwBEj0QxVESVDKE0Xkt8RmtOKeY/w9aU33EVqLiWkWYZ+V9hg+E5rkA9
 KMouh4/k60eK2mJx5jscjAyLJCQKc0AtYwCQpO0ZsOeOomAD0lGu5k3RUX67ptt3+iL9k37onb
 3X338B95k+7f+nwEXY8in0nDvqVd0LK6Rf02m+V3VBGtVsPhsi8qcfnWdSGxSrVbP0ZZ8SO2Ul
 ftNcFSMiuYZWPaHmYcfGp2baj8TOoOa51l+LZ3kFvfLeWGSYWIqY/OPaVFUwjYZp1XV3bw10UQ
 K5gbQPMEkN6iRHEKcoDTTVkBkI4bMZ0l1xamPQNAzd1j8UM07BdVRkbGUCR5kwb0QzHnewA2Kx
 TSWBy1r5+Pyg3Ml8A5rGWjo0UUyOdIbo7SIM01wV5msjhJHIBvKMQDCOM3Skw5AWhoFvGxdQp9
 7eubkKW0eQ40uWUyMfNkQgpDlSHRuQvTFKYyLOGnM5sXruYySx7BPB9ZVjjjMNLCqcWyIcM1jB
 sLpGNFOlFxxR2Eu4LAuIYWQZseLGiDA1SdOE/rMmHCN7VZGBP1uAo8rLPFmhyMMi5c2B6EvVmA
 ErgyIfro8dWEC4bGOPNYrFjOivMBCqjTqMFvJx/LdKIkbJErSwTJ1EFMkwI6nhz13SBPjkWM2S
 McUo0GQrD+iCr3SXR5QI4okkF5wQ6q3GmvFboNqXjWNScsyGi1y07tx4huoQXyjyavlyqBpXGC
 yKyQQTRx5AhNLECcpUMJFYNA9fCM/YAflcNVCNysc9XvGqsRVY5yru5Wr8u6IiKqLsibbeA7+o
 n+0v6+AhL4e9WKLK8XJQWbwTa24rJFVYRCk/lyIc+IWJLAVWKj2sKAz2K5jmu2e9qJu5HIFGrz
 ruGkPDNxqZnT1EnLL3Fs9pKDPcavcsh1ZDWdJa18Wplx2XFZVwG3kqnySDaUthaTBku3tDVzsi
 tLm5uCW0wBx4TNCrziDgxZt1llHj2nsG3kY1IFPjRR3JiVNhWZGgqG29bXshWr2SjQwWhnWPoo
 HXgsrjAfGYEJ/wCP5XHl7akYbXmn28nAspnQBDS6xTO2TPT2DgIJJL665fNE5rHOe58bmhjK8h
 0VGOMR7gHWj/Z88VHqKDIsp4nbHKtIqyRFsJVbjumkeLlN9UR5Inycfh2TMplUNRZTIjXhS6FV
 2TI5TrYkqJb2ygKBy658SHDt/DoXAnj2h+iWhuj8itBg1rnmpjoUyX0q8LpIbPHqSghWtrfZuj
 I0q7Da5nfwJMye2XZW1gTeYKWEbuuflJVFHiUrMeEvWPVHLc0qKi1bYYzbYq7HY80DWTpMmvwx
 9BEhujx2rKs4wacsi2agysrRyFGwQkCGfTrAtUNXZrsQhDmZBfSJrsRiR7WY6N1J8+0ihrATbi
 8fEp4TTT3SAwQusT2YDjslLHCIQCeAsT8VnlY6V8MXCrw/8QGKvscb1awm34eqXUi6orolxRWO
 ZZRqrh2MZRKSvmS7NqzATsinHgjrCQID41JFGeI40iY4gX+ob+nGA1XuIrI4WqV2zVJysRFcrU
 RuznKqqvytRVd2TZNkDv8AUNT6fqn9/gKbOk+a5Lh748mvlkdGa9jngc9U5U3RV5F++yL2Xt9E
 VOyeAK7VOs0T4y9Isg0y1hxHFMkuC4pldTg9/kMBDW+C5LkNISBFv6GyG8NjXniWIayxMyLIaG
 S6tjrIGVI4+UKvvBbwW5rdYPqBWDx6lNmuAaoZni425CSc0UR9U2JFsHAdVvC4zksgEG5iS4g5
 zGmQU8LBtcQD6g+XxqLYYlqbZjzUTG22GjpcWpazA67EyYXlAZAZzskjZpZBk5jJErGHA6rGdz
 RNOm96cQFjSAnD8uYVlT8LGP4plU4OQ5PjpzUWQ3Jxos6ZJgK/pFNszlepopY5l7MRz3o3ZGuV
 owxcr4XtNIWdMzI2P09jPmXq5HAbZ49T2USNetRGfFose1r7CFCtWtR6JZBD6lVNuM6qrWqB9a
 Y4ZUuYW/sIQrKWkUMdLAgBcwOmJBsGN3QenKNFbyt5EEzdGsYwaD5wDbXbgo4fsnyexzlulmHV
 GX3uVx8st8px2rj0l7PyeIVTCurKyq2RJNgWWRxSWLJqSh2cvpTZbCTGsMMFfrloZd8QWiVDpd
 HqKyubba3cMuQRIY5iubVU+lOu+DZXe5NJaeriwzmkYzWXtyasGd5xghLTDWdLlkcAJq1yuGib
 IRu/+8q7bd/qqr79u/suyIn2DqXK4+67GTb6fNt2/t8BTdobhsKMjHqiIiLum6fZFXv7907dtv
 1TwHRa5w+tG+VXSnx5QWvcNwnIjt27q1Nl7ORVT2d7r9PbYNTwkWGJ4fnl2xbFqMyrJJd/kxHy
 wGQmT21dBDZyyMZssb4jKgJYmERGosgsg6DchXIgFpxj8V+G6Aaf4hXVzfU5FneTwKKtFHikmM
 q645GttMjsQR1RSwayAjpDQIhCSjkixBM6pRuYCs4MNYdHR4ZaNZqRCubSfLnW95VhiliWEWxC
 AXKg4U5kUq/IBSvNHjuhdNWAjOklA90kDduqddQcfGGPKyOvAxgpsCe2YINyMsgYHI+EOfGm1s
 MQivULAPSfHlEHzka1rGMIDcYLrdqVpLmNZpXnha/Jq7JJUyNj93X9OpuI44x2tijvKhz5UKQu
 8mLEm21XPjxz2cuGMFLAZNaAAFBfWke0Ajzq0LnveYvSc4Ly+mY0j+TmRFKVFY1hOdHo8RGt3+
 4Qz6DcUvELqF5qmumAhzPKj8LnDdSbgoAQ66LjEXUPKsCwyoiVFhYxoUaxsTlsbTU67i1kyxnQ
 xyIB5LIrDVsJ8MJqF1ue7dUKqfdd1/D3223Xf/H7L4D8/wAa3r/rCf8AOqf3+ArLHuiCGq9RWr
 yp7Kv2/HZP0Tb8OyKDeW1yUpFXqu7qu6Iuyd+3t9kTbfv3332TbuGmquoewiRoc9tPJkWMckaw
 2aMI5yq9kdJZPYYJRyBCY72uaLm65NmscvgDdz3RA+rumUjUjFRY/kWfYhUwRsxbJ554ESW6Iz
 nPHZNSNZNq3ylI6WExKmaN8wxa6bHirGMaOHRwYQr7LQEi5hiOhmgWRwpsumvKzPJ2SWs+a2FH
 PLNIo7+mqK/GsnoziFAHGm1t0+NNk2DYCA+LV9nWRAmUrp2NjHCxjTu3v9T58EUVZS/DZmnOmk
 BHRnxSrKFXHh5QQcA8kE5leEhKy5ZUrWEseWxNKrwZyw0WxLTvNcD9Is+4tqqDkt3dXtvJlzpd
 nYXFh8UnEe6YcrI0QFnIjCqK8Lxw6avFDg14QCZ0/AKjJ87LAqZaDVgXlc8LOkq9MqLv6YIyOI
 jlejXDar13Y4ziKwY9uiwG3osIxTT4l++gx+qpLXLbkmVZhOr4UcE7IsltRCNKtbmWNrZFhMRi
 jjDJJe/08YIosdoYohBYCpHMaqb7qibLtuvZUTunuvf29/w+yKvgOLZJuvZV/wCK+AgWt3lYxd
 90RN03779l/D7fj7beAbuWdVcu6ruqL7qu/wCW6fbfdN/bv+HgM2AJskatcrk3VvzoqNexzV52
 EY7+q4bka9jk7tc1qpvt4By8P4pLPSDK20t2eDKOkKFItoADhV9rj1gc8SLcrCGVJEYhnQ5ceQ
 IjGMNLhlLEcQYHvKBeYXVRLa0TJ6HKo5MYyMj3ijOGZTtILpygKEgTMQzCNmtUbnCIg0MrGoIr
 SKgSg6JLNx6mMUMQ0lzgCa1hGdNjl5nGGdzxbq9V9MrUeVHyEVFeqtRqKINxl19FJLRsgjFsZa
 Kd593deNWqxpmtVHsYkYZ3ciIF7WtRiDMhBvVGNBhiTYuY51S0deNposWaKVYINN2DGNyPc6Q9
 EVGPeiNC3mVz2qUTnFRXjY8B51z4use0d4gdPsY1MFHptKNaQ31NjOpx3Ej0eL6gYxKjLGpMpn
 KIkKNV5rSW0AtFZHkQmQJ9TaulNPWumz6QCjmKgmI9jvlREd2VFRWqnZUVF2cip7bKqKi++23g
 E8tmzdfmRe691Tv7/Xt4CFG/ciNem6Juu/t+qJ+e/t7/AJL3AQdW+IXS7SYR0ybIwHt2uexmN0
 qjtL95GpzKh4IDI2uHsqcp7QsEJHIrBEIVvT8BHpnPmIag2aTq3TjHa/DYBWvBGurDa7yEbPmY
 skTTCZTQzEaqKMToFl6Vyq5kopGsK0NJwgW0nNdZM6uszmWGSTyaaz0lWNnNkzrJZNhk+MsW0d
 IkPK954ixwBYcyuaIJVEqKN/KoSL4zxF6jaJz40OklCsIUKaOZGhWozEAqMINzmCe1pPTo9QMU
 0RUVOdGkY8Yip1gNTBvMr1GuZTIy5XRYXWSOYZ6+JEuMluN1Uew4oT19WyOxE52DZ6qcJWv5UQ
 qMa5gGXg+rmcajD/zHDuEiy0aWxynJAtilOzpMX1IYXTG6OFg2vKFHMBFY9HuV8iQrVeBV4gxK
 SlOGO2RJdPeo5dk/ZkqyFIMik6BEe2WKCRrVCQzgoawaqNZ04RW8wAZ5oWBlzng51MQAYsmzwq
 TTaiwGmChUCHFprT5GYZER6hlBwmXk5o5Gs2I0TY68rSueoV8NEPMl4quHWpi4tjGZxcowuM8b
 BYdqBA/eOtrGCRB9ClmONGvKOIo02bX1loCqa9XESvUyc6ga0fzwtQEABJejOBElIESSSCs8nC
 J8hGN6zxiUshRDcTmcwayDqxqo3rF253BGtrFxy6u6nOJX4/IZp5QEaQT4eNyT/GJjS7tX1+RP
 QM1qciqxRVTKsLmEVJA5DkR7QDcFa+yM9HuVVRELKequc5yFc9Woqoqrzne1/dyt/oyO5lfyo8
 P3Jp2Bcqt5eVuyJ7p9FTfsm2yJs73VFRNttvAHD5b9XTWvEkzF58scc+ZYBlVPSNI9UZY3NTMo
 cvdB2avdzqHG76SLsj+aKqNRF35Qn7k6GYIjiOsYcWVFjG/mvOAbgscpekxjlejmK1URvMitaq
 Na9G7ta7wAwau8S3DNwqZbjtRHgz7PNxy4BLXEMcDFlx6KgnxmnHY3EW5Yatgz1jnjWFXjlJJp
 J88JWTLCfEryQzW4O9jnmo8O9zPhgyDFcnxvTQDwns8ztoNFXQayek2KlOyzw2iybI7E8J0veR
 YWbZdpMjGAKUGjSE6QSuCWakyqozSnpskxm0r72guIFbZVtnUzAT6+fXTwIeHJg2EYpIsqCcEg
 J4xgkVHI5GuROsrlBjOManXINBtV6OIhHstNFNYykGxH8z5MjTDK6yqA7u1HEWXOfMGxWKrCpF
 O3dzEY0KVz4LbKEKYLmSS4bFcjnMRpFRu/d6o7le73VXM5eZEVWonzeA0awZKKqejcu3bdeoqr
 t23XlXb+zt9u3gExEjPfu5Oydt91Rdk777b9tu26912Ve6p3VAyiRytIE8c7mGYxpAnEqNRWuT
 fZWojmGEvMu7DDeJyo0iNVWMc0O+WWQaO1p3sc9G7EUQlEhHJ8u6tUj3d17oxXORO2yp2RQczh
 4zdumuuuiucvI4EfHNU8PPPM1jydOosrJtFebtYqKrCU1tOC9quax7Sq172tVzmhaYusxT+IuN
 abGjTZlrlMaVemmxkEGtp68DZQ4sshkeRZFo/pS/RRYonR4ZGOmzJiSY4oTwqz6p4Le4NrJrHp
 zfEt80yPBs1yhsy/cGTb3OQwCWxZcTILeQZ5jFkTYU6FOnFlSCK2ScwyFI9GucDqaAVdHqbkem
 ulUJJgIU/MFzHOPjAI56aZW4NWTski0kSOWTMRiXjoL663YwMRxRHRJYZgIijCFl3A8GueGjFm
 5Jozj+Q5LpJb2E28yPRqqlpNtMKFbIGYa+0hr50Yp5MWPKESXbaXMswQjjkFn4GlVaxJGN5eBN
 ZxZ/vpp0wjI0oLMsxrJgCHZQbCummh2NNNgxnmrrWNDsYHqAHGUcWxhw5oGFQJ4gXp0kClRQMV
 K0A0VdxsVFRERXNUaqi7om+3dN1VFTfZWqiIiogbRybOcnO/sqp7Iv1+6s7/AJ/X38A2sJE6ad
 k7rsvb3RSt3T8l8BhwVX0sFd139KBu+/flYxjWt/JrWo1qezWoiJsiIngPklE3Vdk3VURV+6Kq
 oqL+Cp2VPr4DIqCEHMAQb3sI3czSMc5r0KwavYVHNVHIRj0R7XovM1yI5FRU38BbUu2tTikxJU
 a1FdpXJI5UREVxEvrJqPXZO70a5zUcvzIiqm+yr4CCOxVZvFDxRyJirLOubjCp5X+UGUI2SkGJ
 SF53qIaCGjBq7lb02cqJyN2BDTYMGl1g02dTQ4tS4uc4whXVkcMBxEkX9SM6EWKwSvQwylGVHb
 oRhHsfzNe5FC3rgCr+6FW3deVK2EqJ9EVI6IionsioiIn5IieyeA2WeojrHGUciOT1B27ORFTl
 VQIrdl3TlVOyp7KnbbwFHiqREHN2RE5ZMzl27cu0km223t7J7fbwG1c9+6/O73X+sv3/AD8B/9
 k=
UID:urn:uuid:02d2ff92-2e2e-4a7d-86ee-2beeb0cccfb8
REV:20261013T021007Z
PRODID:ez-vcard 0.8.5
END:VCARD

