













BEGIN:VCARD
VERSION:3.0
N:Filby;Erica;;;
FN:Erica Filby
TITLE:Senior Associate
ORG:Sparke Helmore Lawyers
ADR;TYPE=work:;;Level 9\, 100 St Georges Terrace\, Perth WA 6000;;;;
TEL;TYPE=work:+61 8 9288 8037
TEL;TYPE=cell:+61 423 112 906
EMAIL;TYPE=work:erica.filby@sparke.com.au
URL;TYPE=WORK:https://www.sparke.com.au/people/erica-filby/
CATEGORIES:All.Commercial Insurance.CTP,All.Statutory Lines Insurance
TZ:+10:00
PHOTO;ENCODING=b;TYPE=jpeg:/9j/4AAQSkZJRgABAQEAYABgAAD/2wBDAAMCAgMCAgMDAwME
 AwMEBQgFBQQEBQoHBwYIDAoMDAsKCwsNDhIQDQ4RDgsLEBYQERMUFRUVDA8XGBYUGBIUFRT/2w
 BDAQMEBAUEBQkFBQkUDQsNFBQUFBQUFBQUFBQUFBQUFBQUFBQUFBQUFBQUFBQUFBQUFBQUFBQU
 FBQUFBQUFBQUFBT/wAARCABiAFIDASIAAhEBAxEB/8QAHwAAAQUBAQEBAQEAAAAAAAAAAAECAw
 QFBgcICQoL/8QAtRAAAgEDAwIEAwUFBAQAAAF9AQIDAAQRBRIhMUEGE1FhByJxFDKBkaEII0Kx
 wRVS0fAkM2JyggkKFhcYGRolJicoKSo0NTY3ODk6Q0RFRkdISUpTVFVWV1hZWmNkZWZnaGlqc3
 R1dnd4eXqDhIWGh4iJipKTlJWWl5iZmqKjpKWmp6ipqrKztLW2t7i5usLDxMXGx8jJytLT1NXW
 19jZ2uHi4+Tl5ufo6erx8vP09fb3+Pn6/8QAHwEAAwEBAQEBAQEBAQAAAAAAAAECAwQFBgcICQ
 oL/8QAtREAAgECBAQDBAcFBAQAAQJ3AAECAxEEBSExBhJBUQdhcRMiMoEIFEKRobHBCSMzUvAV
 YnLRChYkNOEl8RcYGRomJygpKjU2Nzg5OkNERUZHSElKU1RVVldYWVpjZGVmZ2hpanN0dXZ3eH
 l6goOEhYaHiImKkpOUlZaXmJmaoqOkpaanqKmqsrO0tba3uLm6wsPExcbHyMnK0tPU1dbX2Nna
 4uPk5ebn6Onq8vP09fb3+Pn6/9oADAMBAAIRAxEAPwD600U50+9z1wf5Vl+HV26Pagf3a0dGO2
 wvv90/yqhoHGj2frsoAvKd1w/saz9Q8a6T4R0mOfV7+3sUJI3TyBRnJqXUNTttFsb7UbuUQ21s
 jSySN0CgZJr87fiP451X4k+JrvVrnzDbbytnaM2PLQn5cAHr3JoA+yvFH7VnhHQJESzMmsyMNx
 Nr9xfT5jx+VYmn/tk+Hr66SG6066tQ3OfMRiB9OK+LJRrd5LGv9gzSoAcHyN3A9OD/ACq1BbiR
 iJbCe2GMGORNje+AVCmgD9J/CPj7QfGVq0uk6hHctjLQn5ZF+qnn8elepeFSBphI4yxr8s/A+t
 ah4c1KCaxuZIZEbcjIxX8s9CO49PxFfoJ+z18V7f4h+HpLOeRItZs8eeg48xT0cD+Y7GgD1p1R
 /vc0yARI/wB0VESUPXNCsC1AF7EX91aKrb19KKAPLNGP/Esvj1+U/wDoNUdBONGsh/sD+VWtHb
 GlX/Y7Dn/vmqOisF0Sywc/IOfwoA8I/bQ+Jkngj4dLplswW51aUoxPURKQWx9SQPzr5/8A2ZPD
 p8deIftWpytcw2gDmJuUUk8ADpn3q3/wUS18TeJtJsiSUtolyoPUkkn+Yrpf2M5rOfwddXiskJ
 aY73Y4BwB39qAPsjw/4Z0uK3jK2cIAGMbB0rpJfAPhzXbJra+0i0uIXBBWSIHiuA8M/Evw0JxZ
 NrFpJc9AiSZz/Su7uPFsGj6V/aCRvdQgcLFgkn0oA+K/2hPhCnwP8bWtzpoeTwxqbM8KOSxt5F
 5aMH6ZK+wI7Vb+Ffi648HeL7TWtPlEkSYLIDxLE3b/ANCH1x6V7f8AEHxRoXx58L3/AIZuZtK0
 u+kP+hi61BPPjnXlGCjPOeo7jIr4z8Lavd+FvFt74c1JTBc2kzW7ITnaQx4B7gMCAe4FAH6w6R
 e2us6Xa6haSCa1uolmicd1YZBq4sY3dq8E/ZF8ZvrPhDUtAuJN02kXB8sE8+U5JA/Bg36V70Mh
 qAHmMUUYNFAHjulyBtH1Ar0ER/8AQayvDjn/AIR3TgTk+Uv8q6BIkh8P3pRAuYXJx9DXJeGpj/
 YenjOQIl/lQB+fH7el4978WryAHcsKRjjtiNT/ADruf2OtOvovhkscEMM14bmQolyxEYOABng9
 K8y/akuzrfxe8WygCT7PeyQgf7oC4/8AHa9R/ZH1mKPw6J4pBJDL+/27slT0YH3GBQB71bfCLx
 ZcTC+1fX7ycjDKkFtDHbIM8rjJP9fevb/h5oiap4Gl026zIMlS5PPHQ5rhtU8ff2jpMNlZXKxM
 /wB9x1A9BVn4d+NNXtLmTTzLp8VszkCRnBcAjsuck5oA2vCfwG8NeH9ZkmFlY3IYli0kCuxY+r
 MTzXzF+2j8JrfwN8QPD/jHSY1gtNYnNpeRpwBMEyrY/wBoKfxHvX0j491y30rVrS60S6nj1q4Y
 qbRoJVjvMDLYJXaGABOa8v8A2zLmS5+DunzagAlwNXs5YEPUNtfcPyJoAi/ZF8RmD4sT2wO2PU
 bNlK56kAOD+jV9rbtvJIAr83/2dNcksfipoEluwWZv3aljwd0bDB/MV9k33xDm+3/YLiRVdG+Y
 oaAPVjcKDjNFebHxuM/fBooAgJ/4p67/AOuDfyNcZ4dYR6TZknAWFSfyrsCceHrz/rg38jXkfj
 jxZD4G+Eura7OwRLTTmdc922YUficCgD85vHniJdX+IfiCdm3JeahcyZJzwZmP8jXG/CD4hN8H
 vizDqE+86dve3uY1Of3T4+bHsQp/CuZu9ekmvjITmQkkn3NUdakj1TUWlY4JIDEdaAP1Og0vw5
 8QvDcflyPFIhEsVxaSlH2nkdPvDPUMCPavWfhtBPoESx2djaN9zbJFZqrjHvu7j2r5K+GVy9/4
 A0PWdHuyGW3RH2nILKMMCPWvb/CPx5uNHshbXNg73O0KskLAKT7g0AfSM9rHHaz314jee8ZVpZ
 2BKr3A4AUewAr85/2tvj7afEr4l6X4R0O4+0aPoTO888Zyk1yRtwD3CDIz6k17v+0X8adZvfhl
 JAj/AGBrtfL2wsdxGOST6Yr89fA9stz4ldwuTEHZmz1O8/5/CgD6d+Ccxg+JnhVjg/6TCOD1BG
 K+5tZ8GxXt/HIdtqfvFgeSK+Cfh072/jfw+6HP76HaQcEfOFFfdFrfXyaj5V9YXV0V+4wHGPzo
 AtHwdaZ4vJMUV0q6zdBQBopxjjpRQB5l8S/iovgDwxOltoOqeJNRlgYiz0uLcUXB+Z2PQcdBkn
 0r8+vjl+1BrfxX8HR+Fk0uHRNJRkaZEkaSaUp0DNwAM84x1HWv0I8A6M0gFxMTLM5yzseTXxX+
 3l8ILXwB8R7LXtNthb6b4iiaWREGFS6QjzPpuDK313UAfHM+mKo449arNaFeRyDXUT2wJ6cVn/
 Z9rmM8d1NAHefAv41X3wq1gW9wrXnh26cfarTqU7eYnowHbvivvDwxpeh+KrO31XTNUjNrOglQ
 noQeRX5nFFhOHUj+lfQf7LvxgtfC2rp4a1uUDSL18W9xI2FtZie5/uMevoefWgD1D9qXxFbaDo
 MixztcSBCiknjPoK+YvhPMd11cuctlQT9c/wD169b/AGz7gWklnaAgFmJIH+fpXi/wyLDS7jAK
 h5ljB+in/GgD6I0G5NrrOhyA7XO3DejA7h+tfc/wN+PVv8VYdRs5bNLbW9JcRXUSvneh+5KuR0
 bB47EH2r4M044XQ585zFDKDj1xmu5+EnjRvhp8fdC1ksEsNQlOj6hk/KUdvlY+6sFP0B9aAP0V
 Gprj7j/98iirflRmigDz/wAIWYtrVBjivHP27vA//CX/AAPu76KMPdaLIL6MjqFHD/8AjpNe56
 U3lQIBjpWX8TNPj1f4feIbOdQ8M1hMjAjtsNAH4yAiQbh0qGa2Eg469jVaxuwrGEnIBwDWj05H
 KmgCi0AlG2QAN0z61nXFvNYuSoLR9RjtXQNGHWothxtcZ9z3oAreKvGGo+MtOso726e6lsYfIT
 zOW2Dpk98AAfQV0Xw1t1k0OGIEr/peS2OhIUf1NYUmkwSAOFw46EcVoeGJ20S6uTkiOSI7QDws
 g5U/iRigD6K0G0Fx4P0KYj/VW5hkx0DJgEH8Afyqrr9iNStdWgLYlWdpI3A5U7UcH8zn8KofCv
 xAl74Mnjkf5HnlkhDdRuBGPwz+lSzayH1K5nB+RvJJz2IUBv6UAfR3h79v2x0vQNNs9TsJZdSt
 7aKG6kAJ3SqgDn8WBor5vl8OafLI7m0iYsSxJ75ooA/S/Tz/AKPHSeKxnwlqee9rJn/vk0UUAf
 hhEcSMRwfN/rXQwHMIz6UUUATJTn+6PpRRQBOB8v4Cq03Ak+hoooA9J+HLEaVooBIBE5IHc5Na
 mcRt7rk0UUAd3aAG1hJ67B/KiiigD//Z
UID:urn:uuid:d9919ad9-55bd-44cd-8516-0b14e94441fd
REV:20260606T040625Z
PRODID:ez-vcard 0.8.5
END:VCARD

