The trifecta—non-disclosure, misrepresentation and fraud


Wes was retained to advise insurers on issues of non-disclosure, misrepresentation and fraud concerning prior criminal convictions of the insured's director, misrepresentation of the insured's business activities and the source of certain income streams.


Based on Wes' advice, the insurers successfully declined cover and cancelled the policy—the insured did not contest the position.