BEGIN:VCARD VERSION:3.0 N:McGrath;Patrick;;; FN:Patrick McGrath TITLE:Partner ORG:Sparke Helmore Lawyers ADR;TYPE=work:;;Level 40\, 600 Bourke Street\, Melbourne Vic. 3000;;;; TEL;TYPE=work:+61 3 9291 2369 TEL;TYPE=cell:+61 411 756 511 EMAIL;TYPE=work:patrick.mcgrath@sparke.com.au URL;TYPE=WORK:https://www.sparke.com.au/people/patrick-mcgrath/ CATEGORIES:All.Commercial Insurance.Contract Works ISR and Agricultural Ris k,All.Commercial Insurance.Cyber Insurance,All.Commercial Insurance.Profes sional Indemnity TZ:+11:00 PHOTO;ENCODING=b;TYPE=jpeg:/9j/4QAYRXhpZgAASUkqAAgAAAAAAAAAAAAAAP/sABFEdWNr eQABAAQAAABkAAD/4QPNaHR0cDovL25zLmFkb2JlLmNvbS94YXAvMS4wLwA8P3hwYWNrZXQgYm VnaW49Iu+7vyIgaWQ9Ilc1TTBNcENlaGlIenJlU3pOVGN6a2M5ZCI/PiA8eDp4bXBtZXRhIHht bG5zOng9ImFkb2JlOm5zOm1ldGEvIiB4OnhtcHRrPSJBZG9iZSBYTVAgQ29yZSA1LjAtYzA2MS A2NC4xNDA5NDksIDIwMTAvMTIvMDctMTA6NTc6MDEgICAgICAgICI+IDxyZGY6UkRGIHhtbG5z OnJkZj0iaHR0cDovL3d3dy53My5vcmcvMTk5OS8wMi8yMi1yZGYtc3ludGF4LW5zIyI+IDxyZG Y6RGVzY3JpcHRpb24gcmRmOmFib3V0PSIiIHhtbG5zOnhtcE1NPSJodHRwOi8vbnMuYWRvYmUu Y29tL3hhcC8xLjAvbW0vIiB4bWxuczpzdFJlZj0iaHR0cDovL25zLmFkb2JlLmNvbS94YXAvMS 4wL3NUeXBlL1Jlc291cmNlUmVmIyIgeG1sbnM6eG1wPSJodHRwOi8vbnMuYWRvYmUuY29tL3hh cC8xLjAvIiB4bWxuczpkYz0iaHR0cDovL3B1cmwub3JnL2RjL2VsZW1lbnRzLzEuMS8iIHhtcE 1NOk9yaWdpbmFsRG9jdW1lbnRJRD0iRTVEODNFRkNDMjI5NkJENTAyQTAxQUQwNzI5NzA3ODAi IHhtcE1NOkRvY3VtZW50SUQ9InhtcC5kaWQ6MDlDOTYxN0YzMkI4MTFFNkIxMjJGQkZERTg3Rj JDMzAiIHhtcE1NOkluc3RhbmNlSUQ9InhtcC5paWQ6MDlDOTYxN0UzMkI4MTFFNkIxMjJGQkZE RTg3RjJDMzAiIHhtcDpDcmVhdG9yVG9vbD0iQWRvYmUgUGhvdG9zaG9wIENTNiAoTWFjaW50b3 NoKSI+IDx4bXBNTTpEZXJpdmVkRnJvbSBzdFJlZjppbnN0YW5jZUlEPSJ4bXAuaWlkOjA3ODAx MTc0MDcyMDY4MTE4MjJBQjQ1RjdEMTA5NzY4IiBzdFJlZjpkb2N1bWVudElEPSJhZG9iZTpkb2 NpZDpwaG90b3Nob3A6YmFkZTgwMGQtNzMyNi0xMTc5LTg1MmEtODk3ODY3MWZmNjUwIi8+IDxk YzpjcmVhdG9yPiA8cmRmOlNlcS8+IDwvZGM6Y3JlYXRvcj4gPC9yZGY6RGVzY3JpcHRpb24+ID wvcmRmOlJERj4gPC94OnhtcG1ldGE+IDw/eHBhY2tldCBlbmQ9InIiPz7/7QBIUGhvdG9zaG9w IDMuMAA4QklNBAQAAAAAAA8cAVoAAxslRxwCAAACAAIAOEJJTQQlAAAAAAAQ/OEfici3yXgvNG I0B1h36//uACZBZG9iZQBkwAAAAAEDABUEAwYKDQAACLIAABAAAAAUCwAAGL//2wCEAAEBAQEB AQEBAQEBAQEBAQEBAQEBAQEBAQEBAQEBAQEBAQEBAQEBAQEBAQECAgICAgICAgICAgMDAwMDAw MDAwMBAQEBAQEBAgEBAgICAQICAwMDAwMDAwMDAwMDAwMDAwMDAwMDAwMDAwMDAwMDAwMDAwMD AwMDAwMDAwMDAwMDA//CABEIAGIAUgMBEQACEQEDEQH/xADVAAACAwEBAQEAAAAAAAAAAAAHCA UGCQQDAgEBAQAAAAAAAAAAAAAAAAAAAAAQAAEEAgECAwYGAwAAAAAAAAUCAwQGAAEHERITMxQQ cCExMhUiIyQ0NTYWFwgRAAIBAgMEBQcJBgQHAAAAAAECAxEEABIFITEyE0FRgSIUEHGhQoIjM2 GRscFSYnI0BvDR4UODFZLCU2OjJGR0xEV1EgEAAAAAAAAAAAAAAAAAAABwEwEAAgIBAwQCAgMA AAAAAAABESEAMUFRYXHwgZGxEKHB0XDh8f/aAAwDAQACEQMRAAAB03LmZTgsGLLGK2bWBUKKAI tAMSuEmE0txmAaEjVlEAST5CgtOQmxuRbgnh7KEA4mgjGIY/YsppoFMEIwpQQMnSFcQcPwKRmg qncThQQQHwFYQgBIw5MD8lkPkH4IzkCuehkoG4ZYPZej8B4CI5AskiZkF2G5Ok+wqEAB0UgWAS k2yAaFsdsB5mOHILJgocgUzcgXUrBsQZ4GXZTjoFzPQYA2fM6BghyRChGSrHiB8khhjaQQokjT 8yCFdKqeQKiWGTNmzM44jVAyKAcQJxH/2gAIAQEAAQUC6ZBcWy1eYtvshSPxuVn4A4ogs6s9Pb DChj0UtlMs/wDkozDfkdM1l3JvQQryUaVFSne2toTojH06NCV98fPog9Y0jhvyOmN/HLDXNHhy 2NaX62IPaDXEIRksJbeYPCtx5tTjy0Zv5m/I6Y1kFn1UY2o1WTouG8Zq1bC2eGbBJkIaeYb2ii eult718TfkduNYF+dw9CgrXPDVAJurgka9PjOQ3mtyYwhP6LeGvJ6Y1gbOWxj8CxAiyZiJZBU4 fx0mW1Djb6IbT2N4a8nG8C5bq01ZxBIdpDoko4wJr4jwG23k+pbXpacN+T1xrAmWm1g6YGsJh8 46AfG9zJFpTMOWprLaWl0wMLMjTTBzf5PXDHMdRB6J/wDR1p2k8cN2+agTEn1r7SUBPDbO9Ncr oZQ/XO0zt47asZMauBzmZVr/AGlWMceUvEPq2qob0u2iV9rPIPIrgJzjq1WQOoQWHmBnOB1uTU PuO2U7nPO79evPE33JVve+OUrXcU+OiPa652Ipu0u1igj1ChXLsxKo0pxPVt3adeKrOv4kdM41 0+q6+F42cnk9OT6GZ9IOAymHo/J0vUi2yF6zu7UeJ7NfVxb/AHxvyOQP5qr/ADp37a4f3KV9S/ Z//9oACAECAAEFAvcf/9oACAEDAAEFAvcf/9oACAECAgY/Ag//2gAIAQMCBj8CD//aAAgBAQEG PwLE8sYQsiMRzDljBA2GQjaEHTiS+kuzco3dt0UCO2hhWuXw6U2Rt0b6764Bu7mc/dLlUU+zSu M99ClzToLS17TnG2uJdR0nSrZ/DR8yWGZrlzJGOLI2Ysjj2hi11Cxe5sb5LhCYZGpyZ7Zkmiu7 C7SikKwOZGo2zBadOVqFoI0vEHC+dTy7hB6olyGo6D5D2/RjswMRWVu5jm1vUbLR0cep42ZYpZ P6cRJHy4CKKIlEjHVGgyovYowvn+vFF37MTo6ArNCyAdHeT0GuNUtUiHh5LhZBC6gNBLzCfFQZ +4K7pB+Ht5qMvI1G0MTouwB4PexNl6CA1KeQ9uOzHzYtZBIY5tE1S01qEUqJvBvmkgP4460PWM cYrTdXpwbm9nSCFGNZJDRR/HC2tjFfX9d9xBaP4eP5TJJk3YANHQrQgjd5wd2MtlDWWT3sb5d6 bnT2fSBi0S8EUc0IJ5Occ4KimMZkqSjBCKipp5D249nyXdsHMfiLeaASKaNGZo2jDqegrmri4g tLXUnNvLLFPd3ss8iSSQ8QjWo7kj7Fbbtw0giEV9PZ285D5S0cksavIgLhwGBOw45l9rdxbxxv KGgCCcNVvdlFlYxryx1ChxDzbia4zmpeQIGoScgORVGxenDyZY+akbZZHGxdm8noXrxNdXm0Jd Syw3BiWN7xZ4pA8mwAOMzjvetTy+z5D5xjULi4UvW/uAE6S/PYAfPieQtGsSuIoatRHIXZQDbK Mo6MSysiy2Yyv4iKIo0ddrZoyM+RevfiK6SVZoZMqq6sGXvbqEbMXUGVZOfBJFkbhcSrkKt90g 7cI/L5eaqqKBfdQkxR90bEWi7B1eQ47PI3nGBdormzuUOohE2ZpGURyKtdlRcKa/jGHnluDonh LmRZdP1DVYILiFUmji8UltzOW8LRyhwy17p31xcWf6Xe01W9jXlzapJDPLpNkoX3tw1w7RLemM 7lizZmoK9ONZtbqbnf8xAcyxiFDMMmaSOJDli5hFaDpxGOnKPRhVHR1eevkOPZ8jecYks+7Hew 5ptPuG3Rz5aGKTp8Pcjuv1bD0YMN7ZUvLMm3ZZEyyJlfLJGW4hy3GE0+1txHmko+WvfH2nbazH EZIo0zCWY9tabN+3ARdwXBp6jFD5wAfoPkOPY8jefF1rmv3iWtnbRs4SoN1dyAdy3s4Khp55Ts HQN5oMaf+p5bdLKH9S6fZarBbg5/DpJbRHw8kgAE0yRZWZumuImlmiGVgTmdfQi1cnGaDaKbOi tOmnQMB8pnuZWMcEHrzzGuRV+yg9ZtyrUnGl/qBpDcxWWqW0H6ggBpHd2utTLbSyw14JLG8eJo j9gEHfjxGm3UdwmzOlaTwn7M8J78Z9B8nsYaOOWfV7lfUsQBCD1G5lyp/hDYki0Cy07RkY0FxI n9xux5jPS2Vv6ZxAur6le6pfardw2zzXErSSe/cJy4l2JDHt2KgCjGm6XcJ7u10+zto3gbK9vJ aW6QLJbvtysmXzEbDsxzbpVu7SNvdajAuxk6r2Da1rL8u2M9fRiDTdDtf7neyDvrFIPD2or8S6 uNqQxj5+oY8TeTi81SZKTXFMsMEe/wllGfhQL0njkO1ugDV7cMAzm0lev+nb3kDgj5edkxbanp d/cWV2kMdJ7eTKa5RsYcLo3SrAjC2n6hs7bUI9mW9tQLO6I+0yLW2kbsTH/sPy/M/LLx/wCh8X i+XhxWuDmTLl4SOFh9T4/TxZc/LveYqUrmkWGXl/8AEpjkZi/LNCx3F9hYJ1opNOzEmh6C8B1n lqby7kTxEemLKKrGIK5Zbx4zUZu4tRXadl5rV48WqaVTxF3pq2llaPy4k99c6fcW0URa6NCfel 4XOzOT3hZ6vpdwtzp99As9vMAVOU8Ucsbd+GeF6rIjd5GBBxdKp/OapHpkH3kiuInze1yy2BA/ w6UB+xQfRjgEcS7Y83xWrvY02Kh6BvxvO6m/1cdew/v+jG3GkCNAzZbvaf5Y5DZpf6a1w89vkX JCY4RIQsQbomk6SFO0jpxeatnZnWTmSTy/FvpZZQk0jVZOIybO8KdYxZcuGkkwmDI+UvJMhy++ yd3LE29aLlK5abyb6C1mcQyyNJd27sTH4iQHPcQL/KmcUDU2MN+0Y0jT823+9SXOTqEVtKGNPk LjG3ZWo+f+OMh2qlewbdx6Mens6sL+Knz936/Jo0VuaPMLuMk+rEbWQynsRcLBX3EQ2j7dOvEV hActvFGWZR652jMVG8d1j7JptpgRBhmgmaSNeLu5Qcu3iV04TvK7G95XErwgI0sSmRQfWycXbj koapaQXL5epp7ho/og9OGG/wDdjzmg8woT6aY7admOniH04/amNC491/w//PufRifi4W/FiL4n 5NOD/vPU/wCp+z/vcvDcW+4+Hw7z8P7v/nVxBxfkYOHh+APR9WNd+J6vHv45eD7n149bd9eF/D /mPpx+37Zcf//aAAgBAQMBPyE08Y9mjdRbExbpjtwl0gQKYS5c5KcLtM8NEYtdEdlRVWIWIx3C hVUk5bpiDZgtJcxNMZiEvzkUn/G4gCgxSY7z9LD+z3y/ujEd5dCJIEvs4w6QOklpcHOLaT5/hk JxlNq2q98UwFtqG4hNMWsOEOJikNEUWlxOi3tJ3RGvROO3P0vp+CzA5iQ4kLIlqyCy6oZKCnTE 53XuJiWSy8byRvDjZNNSHTxOaiVOe3eYUItiFe22LSZGB0suO3ZGWNBUpJdYLec9Z2yXpz+M4G yRipCuB4THy1y/iBIjQI6Xk9Uu3ay1kKcpVLJ3JoOIn2UiscNBiHSyYym8XVRlDBds4nsMq2iy 0xORRI6uXMEv3+vwenzg9H0y0kAgVfRQN46YNzV0BM0kgSUzSKw0qekcCEMnOIzoGqwsbOGIk4 xPdq78MsclllEzW01hk2pgtwfM/hWvb7PxCVTAJZzYgaJOccNsA8IqB96KEyXsy9+E8E4SA4Ai otjlpIlVJx2Nh7sCXDhABgEFrT3x3n7bkOHXx/Geq8Y+EgJzQgoMHY2cg2GZJAISAgYa4w24Rw SSCHo9wY7po6CJdAIViFtIhoDnyueog49Ec5xR5n8Ko9v4zT08YcNZ20PVEOogpObDV0USCCTi jK35hJSed2tZLGdrZgEHY6Mots2B+xK9BpGdewxLdnZdvPI9QQw2bD350FyJ+XPTOUh1T95dLw ImMpE0Io7wZHGZAYRU0eNhgYogA6ecBbpikzoRk7WtYmzyQaKZHitF7q1rkayDxpmslklbaEmA bu1kkFLTiPfJxNlUpSIlMPJjs+cB2w3cxM569ev+/EFbPLgZIPf6usi2YgYQiSMQ66Om8UdGND hS1GaYH1SEJhwEhOPDBglNb2zMi3ESdf5aDIIIFAQkyFUnKmUw8eyYWBUXtUVd/wBObYeG7uJK EBkaSxrPVLu84VGAwTwmxwqMSKW+fmO2aNjAhfES/LJHrFEMajKgXKMPqFEoDDlt2FbMn4tH7y twlklJmSdtpONxkUUZEDhMydebtOhaDzZwVXgXgkGxTXvned8/4MOZUF1if2wg+vjCSap3klZk CzDEm4tfSd4JCe3ARUJ9QpxJSRVxFutoJODLlPYV5RoCUIPFZD7cqjyeiv7YhJAunTBIS+P2Yy AarPnF7Z9B+WPH9vX95q88+H7z/pLv/bP42+uf83/gZgC9FHoR4Z8V6Q/6Zv8A9nr959fWvQv2 /D//2gAIAQIDAT8h/wAH/wD/2gAIAQMDAT8h/wAH/wD/2gAMAwEAAhEDEQAAEJJAAIIIIBJJJB BIIIAIAABIAJIIAJJIBABAAIIAJBJBJBIJBABBAIIAIBAAAAJAAJAJABBBB//aAAgBAQMBPxAh ZXDdfuNGE6C073QElEBs2ESaCqGdsQMNSxu6KKAgA5ELtNYEVEpd0N+AI+2JvnTgGVaqhRAYHd BrQkAiZMjOTh4kSWwgqkSOGQwjd/6w3RM1dxM9cj38Pw85MUs8li14jFmuvO3QTWTVJZAG0Oiz CIWNYtTNACabCpEVw7/xgIyGRm3FraPvKhy9SRwCxtS88N6UZKcITNhTBwlSyTJ0bZfSTAyuGA 7/AMyd5MPBW/jYyPQ+O/jWFCO73d6yIlSdTiRtk2Ezi8Sotei+87yKk+b40RlEATKsmAWmzCW7 YC1ElZNfEA6NdJxH1hd+RIlKQpuBpCzE1zKsJHhECJJkNt2+3+HCxdh7z6dc7XR6RrHCPc576v nEZZaB5YnMiCMiJCPp5owjBYvEXAJmRVtFAvbkbB6+cHN5CKEMUQk8LggLhpEAGQorjRoeLHiQ 7xkSImqGAt34FoUs+79p26ZpFzx1pEc5Do8dOum84G5j6VxWVc7imevJZ3gVgh0EhO4k65Xii5 7ieXj0F5wGWygBWZRCJZAJPqjcGaYKL8ZKpVZFBLh0EVuQm57AFz12lgEASRXqdc8YKTcQeYeM j0/067/WQCrl06mKfZz8VxvAnE+YwqU6SVwSL94qHno00ZQFs5zme37fh0XCYpujig9SiwqyiG zyaHXIKgecOBpAIepRLfq3gleP6+3KFT3OzZ1zsPP13woMycJjkfoySPwdal0yyQSoR6CyTKEk ROC2e+ApUREaKRyMlDFdgkkRUQSQOEE6eGiS2FlVkozfgFVHynIjIvk7KdKb3xYS6ArW/bU5c5 skndPzGefX7dd7wJBGXl3sRuZrL8tOt/7YyRLmJhBEEncL0CdMVg5gKNYZNSeh2SAcAlZGyXI6 aM7JHKYBj2nBijco2u4pcTowE6JSJFJg5IuTJOhK5UWAsDzRkc7Qfmit9M8H2f6/WTRwWhoVMo WB3yumykxeMGQ07cW5cBSrhHqFhjAHZPbwWRDDCuA6ZU9FcYTA9RLuU13Bck2zki3xqSljtoCs oG6DQxAOXQLd4MTD7tLJChWYxkgrSYVrC0CqR2DEWyc7OIWojCRkdz77/eUlpAzYq1cih2QUKy Bp8b2W2tM0jHehnp2yFWmuZESVcGsC2SDuCLfo/wDUhacZxwTHJBGnhNAm2LTbBk8wuEiUjpil MmshiOiJELkQtzeFLB4NTUUWpQ/pJ6fz3xM9mEVgwJmgRnWsZKQhswRBEBK0RgGnYgkc7qCQyL JyLjb80V1KCoWyaks5I4zTsEWAGshZK2FiRQBc7tx3QGxKQhoYasYikthZsAF59sa74YZIsSEl irnrhxiklEh4jGgskVnpN/I7/rJGXZBAAgJSFk4JNKoKlrcmCWiO+P5q4NEPcA6mWGG8A7PEuT wyPXldoSagkKBxINHrCTYbLEDES4EagagDNs9GcwImXmHpEnGyJDGSwKkSE5ojBkyFJVnLaUS9 C5Dv5P3Zp8h8bHc7/Ft9e/4J5+jHfw69s9Y1vxX6W9OPVzPRr6cy+Lb7H7/tmm3q/wBUfi//2g AIAQIDAT8Q/wAH/wD/2gAIAQMDAT8Q/wAH/wD/2Q== UID:urn:uuid:d8837680-763c-4684-ab1c-f4dd8460e9f9 REV:20240328T174457Z PRODID:ez-vcard 0.8.5 END:VCARD